Residential Construction Loans in California | Apply & Get Approved

For some who are just getting into the residential investment game and looking to buy long term rentals they may be confused by the anagram DSCR. DSCR stands for debt service coverage ratio and refers to a loan whereby the cash inflows offset the cash expenses, preferably above 100% but not ...

Let's talk about credit, folks. Although not as important in residential investment financing as it is in commercial or consumer loans, credit still determines your eligibility for a loan and your interest rates. Think of it as the gatekeeper to your financial future. And nobody likes a grumpy ...

Loan-to-Value (LTV) is a crucial metric in real estate investing, as it helps lenders determine the risk associated with a particular loan. LTV is the ratio of the amount of a loan to the appraised value or purchase price of the property, whichever is lower. For example, if you're borrowing ...

If you want to know what lenders are looking for in order to give you financing, then you've come to the right place. Reputable lenders are primarily interested in getting paid back and don't want to repossess your property. Having to repossess and finish a project is time-consuming and distracting.

When it comes to financing a ground-up construction project, getting a loan from a bank can be a complex and time-consuming process. However, there are alternative lenders who can finance such projects, albeit at a higher cost. The benefits of working with these lenders include faster initial ...

So you want to improve your credit score? Congratulations, you've taken the first step towards becoming a responsible adult. Just kidding, we all know you're only doing it to impress your friends with your high score and get approved for that new credit card with a fancy rewards program. But fear ...